Advisers can now quote, compare and submit applications for SIC 1X, SIC 2X and SIC 3X in a single journey, supported by real-time underwriting and a unified application process across multiple insurers.
Vitality’s SIC products cover 74 conditions in full and more than 100 on a severity-based basis, offering partial payouts from 5% to 75% of the sum assured. Customers can receive benefits at earlier stages of diagnosis and make multiple claims if their condition progresses or if they develop further illnesses. All plans include Dementia and FrailCare Cover.
SIC 3X builds on SIC 2X, adding 31 lower-severity conditions to cover a total of 174, including 60 that are unique to Vitality. The product enables customers to claim up to three times the sum assured during the policy term if they experience multiple illnesses.
Justin Garbutt, Director of IFA Distribution at Vitality, said: “Making Serious Illness Cover 3X available on UnderwriteMe completes the integration of our full Serious Illness Cover range on the platform. This partnership is another step in making protection more accessible and ensuring more people have the cover they need. By combining comprehensive products with a seamless digital journey, we’re helping advisers support their clients and ultimately enhancing and protecting more lives.”
Nilesh Patel, Chief Revenue and Customer Officer at UnderwriteMe, said the expansion strengthens available options on the platform. “It’s great to see Vitality’s Serious Illness Cover 3X product being added to The Protection Platform. This further enhances the suite of products already available on our Platform to support customers’ ever-growing protection needs.”
